Buy a house first, then invest・・
January 10th, around 11:00 PM. As part of my usual routine before bed, I was checking overseas market futures when I couldn’t help but shout, “What the-?!”
I looked at the screen and was just stunned… The Nikkei futures had jumped by a ridiculous amount!
I looked for the cause, and it seems the trigger was talk of a “Dissolution of the House of Representatives”.
I thought for a second, “At this time of year?” But thinking calmly, this might actually be the absolute best timing for Ms. Takaichi.
The bunch complaining and whining about this are probably the people who would lose their seats if an election were held. They just look like they’re trying to save their own skins.
Out of 8 billion people on Earth, not one can predict the future.
“Let’s break up.”
“I’m in trouble if you say that so suddenly.”
That kind of vibe.
Everything that happens from now on will happen “suddenly” (lol).
Complaining about it is just a lame guy’s reaction (lol).
Well, the election isn’t officially decided, but judging by the market reaction, we can assume it’s pretty much a done deal.
From here on, this is my “fantasy scenario,” so take it with a grain of salt, but aren’t they trying to pull off the acrobatic feat of “deciding the budget proposal within the fiscal year”?
And then… 1/23 (Fri) Ordinary Diet Session Convened / Dissolution at the outset
3/31 (Tue) 24:00 FY2026 Budget Automatic Enactment
With this logic, there’s no “political vacuum,” so you can’t roast them for it (lol).
With this, enactment within the fiscal year is achieved. If she makes “enacting the budget within the fiscal year” an election issue, Ms. Takaichi can use it as material for an even bigger landslide victory.
Well, it’s just a selfish prediction, so don’t count on it.
However, behind this scenario is this:
“Aggressive Fiscal Policy to Combat High Prices (Printing lots of money)”
Ironically, printing money to fight high prices lowers currency value and raises prices. Inflation accelerates. However, the BOJ, fearing national debt interest burdens and corporate bankruptcies, can’t raise interest rates, putting even more of a boost on inflation. Nikkei futures are exploding because many people read it as “that’s what will happen.” So even if the election schedule shifts slightly, the result is the same.
The real inflation is finally coming.
I don’t consider what’s happened since COVID ended to be inflation. I think that was just a mere “fluctuation”.
If you have 1 million yen in a time deposit right now, by this December it will have effectively shrunk to about 950,000 yen.
I’m telling you for your own good—young people, swap your money for “things.” Residential property prices have been rising by 5% compounded annually over the last 5 years.
A new house that was 30 million yen in 2020, assuming a 5% price increase rate, if it goes up for 5 years, it goes up with compound interest, so
In 2025, it’s 38.28 million yen.
That’s about right and matches reality.
(Though it’s hard to notice because they stealthily make floor areas smaller or skimp on materials.)
However, with the acceleration of the yen’s depreciation viewed as a certainty this year, I think a price hike of around 7% is within the range of “not surprising.”
And while policy interest rates can’t be raised much, they will definitely go up by at least 0.25%.
So, buying a home is the “investment with the greatest cost-performance.”
Provided you don’t buy a garbage property (lol) (Especially used homes that are only renovated on the surface).
Door installation work done on site.
The height of the entrance storage handles is in a straight line.
It doesn’t really matter, but it’s self-satisfaction…
“God is in the details”
…apparently.
